What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Published on: 02/09/2026
Nobody times the market perfectly. Bill Kirkpatrick explains why long term goals beat short term price fears.
Mortgage
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Published on: 02/09/2026
Loan programs, DPA, seller concessions reduce upfront costs. Bill Kirkpatrick explains your down payment options.
Mortgage
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Published on: 02/09/2026
Lower rates bring more buyers and higher prices. Bill Kirkpatrick explains why timing beats rate chasing now.
Mortgage
Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now
Published on: 02/09/2026
Fixed periods, clear guidelines, stricter qualifying. Bill Kirkpatrick explains when an ARM makes sense.
Mortgage
